Karen Wotherspoon
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What are the Differences Between Independent Mortgage Agents  & Bank Mortgage Specialists?

What are the Differences Between Independent Mortgage Agents & Bank Mortgage Specialists?

by Karen Wotherspoon | Dec 20, 2019 | Blog, Economy, Homeownership, Mortgage

The banks work really hard at trying to convince mortgage borrowers that their mobile mortgage specialists can provide the same products and services offered by licensed mortgage agents. Truthfully, the two offerings are worlds apart.   The number one difference...
Bank of Canada Rate Announcement Dec 4th, 2019

Bank of Canada Rate Announcement Dec 4th, 2019

by Karen Wotherspoon | Dec 4, 2019 | Announcements, Blog, Mortgage

Bank of Canada maintains overnight rate target at 1 ¾ percent The Bank of Canada today maintained its target for the overnight rate at 1 ¾ percent. The Bank Rate is correspondingly 2 percent and the deposit rate is 1 ½ percent. The Bank’s October projection for global...
What Type of Home Should You Buy?

What Type of Home Should You Buy?

by Karen Wotherspoon | Nov 29, 2019 | Blog, Economy, Homeownership, Mortgage

The decision to become a homeowner represents a significant milestone. It’s, therefore, extremely important to consider all your options when it comes to the different types of available homes to ensure you find the right one that fulfills as many of your personal and...
Buying in Winter has its Benefits

Buying in Winter has its Benefits

by Karen Wotherspoon | Nov 8, 2019 | Blog, Homeownership, Mortgage

If you ask most people, the best time to buy a house is in spring. Traditionally, house hunters like to head out when the sun is shining, temperatures are warm and the flowers are blooming. And while all of that may sound lovely, there are many perks associated with...
Bank of Canada Rate Announcement Dec 4th, 2019

Bank of Canada Rate Announcement Oct 30th, 2019

by Karen Wotherspoon | Oct 30, 2019 | Announcements, Blog, Mortgage

The Bank of Canada today maintained its target for the overnight rate at 1 ¾ percent. The Bank Rate is correspondingly 2 percent and the deposit rate is 1 ½ percent. The outlook for the global economy has weakened further since the Bank’s July Monetary Policy Report...
Why is a Home Inspection Important?

Why is a Home Inspection Important?

by Karen Wotherspoon | Oct 25, 2019 | Blog, Homeownership, Mortgage

Buying a home is among the largest financial purchases you’ll make throughout your lifetime and a huge commitment – whether it’s your very first or your fifth property – so it makes sense to protect your investment.   Once you’ve fallen in love with a home, it’s...
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