by Karen Wotherspoon | Jun 20, 2025 | Announcements, Mortgage
There’s good news for first-time homebuyers! On May 27th, 2025, the federal government introduced legislation to provide a 100% rebate on the 5% GST (federal portion of HST) for first-time buyers of new or substantially renovated homes up to $1 million – potentially...
by Karen Wotherspoon | May 16, 2025 | Blog, Mortgage
When buying a home – especially in competitive markets – it can be tempting to make a “clean” offer (one without conditions) to appeal to the seller. But, be sure to listen to your mortgage agent and always thinking twice before waiving key conditions. These clauses...
by Karen Wotherspoon | May 2, 2025 | Blog, Homeownership, Mortgage
Applying for a mortgage can feel overwhelming, especially if you’re a first-time homebuyer, but being prepared helps ensure a much smoother and faster process. Just one missing document can add a lot of time and stress to your homebuying journey. One of the best ways...
by Karen Wotherspoon | Apr 5, 2025 | Blog, Mortgage
In today’s economic climate, many Canadians are feeling the pinch of rising mortgage payments and overall affordability. If you’re finding it hard to keep up with your mortgage, rest assured, you’re not alone. The good news is that there are several steps you can take...
by Karen Wotherspoon | Mar 21, 2025 | Blog, Mortgage
A portable mortgage can be a game-changer for homebuyers and homeowners, particularly if you’re anticipating changes in your housing needs and require extra flexibility before your term is up. It’s important to be aware that not all mortgages come equipped with this...
by Karen Wotherspoon | Feb 7, 2025 | Blog, Mortgage
There are a number of reasons that could cause you to be turned down for a mortgage. Fortunately, a mortgage co-signer may be the extra boost you need to get you into your own home as soon as possible. The most commonly accepted co-signers are parents or other close...
