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What First-Time Homebuyers Need to Know in 2025

What First-Time Homebuyers Need to Know in 2025

by Karen Wotherspoon | Jun 6, 2025 | Blog, Homeownership

If you’re buying your first home in 2025, you’re not alone in feeling the weight of the process. According to the latest Canada Mortgage and Housing Corporation (CMHC) Mortgage Consumer Survey, first-time buyers are taking a thoughtful, long-term approach – and...
Gather These Documents When Applying for a Mortgage

Gather These Documents When Applying for a Mortgage

by Karen Wotherspoon | May 2, 2025 | Blog, Homeownership, Mortgage

Applying for a mortgage can feel overwhelming, especially if you’re a first-time homebuyer, but being prepared helps ensure a much smoother and faster process. Just one missing document can add a lot of time and stress to your homebuying journey. One of the best ways...
Have You Opened a First Home Savings Account? 

Have You Opened a First Home Savings Account? 

by Karen Wotherspoon | Apr 18, 2025 | Blog, Homeownership

Young Canadians are jumping on first home savings accounts (FHSAs) as a way to help finance their homeownership dreams. In its debut year, nearly half a million Canadians opened an FHSA, according to fresh tax filing data from Statistics Canada. And it’s not...
Helping a Loved One Buy a Home? You’re Not Alone!

Helping a Loved One Buy a Home? You’re Not Alone!

by Karen Wotherspoon | Mar 7, 2025 | Blog, Homeownership

With rising home prices and increased costs of living, more Canadians are relying on assistance from family and friends to help make homeownership a reality. A recent report from CIBC says that 31% of first-time homebuyers received financial support from family...
Thinking of Renovating? Home Equity May Be the Most Cost-Effective Funding

Thinking of Renovating? Home Equity May Be the Most Cost-Effective Funding

by Karen Wotherspoon | Feb 21, 2025 | Blog, Homeownership

Planning renovations that make your home more user-friendly and comfortable for your family is exciting. Using home equity to fund these projects may be an excellent financial strategy as you won’t have to tap into savings or take on high-interest debt. Home equity is...
Self-Employed? We Have Mortgage Solutions Just for You!

Self-Employed? We Have Mortgage Solutions Just for You!

by Karen Wotherspoon | Nov 15, 2024 | Blog, Homeownership, Mortgage

If you’re self-employed, chances are, you’ve found that securing a mortgage can be more complex than it is for salaried individuals. Lenders often scrutinize your income more rigorously, which can prove challenging. This is another great example where a mortgage agent...
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Recent Posts

  • Proposed New Build GST Rebate Could Save First-Time Homebuyers Thousands
  • What First-Time Homebuyers Need to Know in 2025
  • Why Including Conditions in Your Offer to Purchase is Crucial
  • Gather These Documents When Applying for a Mortgage
  • Have You Opened a First Home Savings Account? 

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