Karen Wotherspoon
Mortgage Agent- Level 2
Karen Wotherspoon is a customer focussed mortgage lending professional with over 23 years of experience in the financial services industry. She shines in helping people make their home ownership dreams come true and finds that silver lining when working through difficult client situations.
Karen takes great care in getting to know the personal story of her clients and their financing needs, and is committed to finding the right solution for them. She specializes in helping first time home buyers, new immigrants to Canada as well as clients who are self-employed and arranges mortgages for purchases, refinances, renewals & transfers as well as reverse mortgages.
One of her most rewarding experiences, albeit a personally difficult situation for her, was advising a friend with cancer that she had the right mortgage insurance coverage but was unaware that she didn’t have to make mortgage payments while she was off work fighting the disease.
Karen holds a Bachelor of Commerce Honours degree from the University of Guelph, double majoring in management and economics. She has also achieved the Accredited Mortgage Professional certification from Mortgage Professionals Canada, a national mortgage broker industry association.
My New Mortgage App!
Be sure to check out my FREE Canadian Mortgage App. It includes everything you need to estimate your home ownership costs. Includes mortgage payments, rates, Land Transfer fees, stress test, closing costs and much more.
There’s strength in numbers.
Confidence, too. And the confidence that comes with having the numbers on your side starts with having the right people on your side. People who speak numbers, speak your language and whose reputations speak for themselves. People who understand your goals and work with you to meet them. People like you. For trusted financial advice and service that makes you feel like you belong.
Join the tribe.
Mortgage
Services.
Customer Care
I believe that my responsibility as a mortgage expert goes well beyond simply arranging your mortgage financing. My job is to ensure that you feel confident in the mortgage process and make decisions that best suit you and your tribe.
Education
In order for you to feel confident about the mortgage process and make the best decisions for your tribe, you have to feel at ease and be able to ask questions. I stay in touch with you throughout the entire process, provide information up front, but also make myself available whenever you need me!
Best Mortgage Products
Being a part of the tribe has advantages. Access to the best lender products available anywhere in Canada is one of them. We use our extensive corporate networks to ensure you get the best mortgage product. It pays to belong.
Lenders.
We have developed excellent relationships with several lenders, let’s figure out which one has the best products to offer you!
Home Equity: Not Just for Emergencies
When most people think about accessing their home equity, it’s usually during times of financial stress such as unexpected expenses, job loss or the need for major home repairs. But your equity isn’t just a safety net. It’s also a powerful tool for growth. In other...
Proposed New Build GST Rebate Could Save First-Time Homebuyers Thousands
There’s good news for first-time homebuyers! On May 27th, 2025, the federal government introduced legislation to provide a 100% rebate on the 5% GST (federal portion of HST) for first-time buyers of new or substantially renovated homes up to $1 million – potentially...
What First-Time Homebuyers Need to Know in 2025
If you’re buying your first home in 2025, you’re not alone in feeling the weight of the process. According to the latest Canada Mortgage and Housing Corporation (CMHC) Mortgage Consumer Survey, first-time buyers are taking a thoughtful, long-term approach – and...
