by Karen Wotherspoon | Feb 3, 2023 | Blog, Finance, Homeownership
The federal government is providing a new tax credit to help make it easier for Canadians to care for adult relatives in their own homes. The multi-generational home renovation tax credit took effect January 1st for expenses related to building a secondary suite for a...
by Karen Wotherspoon | Dec 2, 2022 | Blog, Finance
More than half of Canadians surveyed are concerned about their personal financial situation but they haven’t changed their subconscious spending habits, according to a new report – The Quiet Spend – by FP Canada. Most people are spending money subconsciously by...
by Karen Wotherspoon | Aug 5, 2022 | Blog, Economy, Finance
As inflation soars to a 40-year high, and with interest rates expected to continue rising, many Canadians are feeling financially stretched. For those with a mortgage up for renewal, the prospect of dealing with higher mortgage payments is very real. That said, there...
by Karen Wotherspoon | Jun 3, 2022 | Blog, Finance, Guest Post, Homeownership
Over the past few years, house prices have seen staggering growth, rising significantly faster than average incomes and making the dream of homeownership increasingly difficult. Rising interest rates and relentless competition are also contributing to a sizzling...
by Karen Wotherspoon | May 6, 2022 | Blog, Finance, Homeownership
Rather than going it alone, you may want to consider hiring a property manager whose services can be indispensable. If, for instance, you aren’t inclined to dedicate your coveted free time to emergency requests, weekend repairs or filling vacancies, leave the details...
by Karen Wotherspoon | Mar 19, 2022 | Blog, Finance, Mortgage
The average mortgage comes up for renewal every five years. And, as you know, a lot can happen over a five-year period. That’s why it’s important to look at your needs and goals every time your mortgage is set to renew to ensure you negotiate the mortgage product and...
