by Karen Wotherspoon | Mar 21, 2025 | Blog, Mortgage
A portable mortgage can be a game-changer for homebuyers and homeowners, particularly if you’re anticipating changes in your housing needs and require extra flexibility before your term is up. It’s important to be aware that not all mortgages come equipped with this...
by Karen Wotherspoon | Feb 7, 2025 | Blog, Mortgage
There are a number of reasons that could cause you to be turned down for a mortgage. Fortunately, a mortgage co-signer may be the extra boost you need to get you into your own home as soon as possible. The most commonly accepted co-signers are parents or other close...
by Karen Wotherspoon | Jan 21, 2025 | Blog, Mortgage
As a homeowner or prospective homebuyer, your mortgage is likely one of the largest financial commitments you’ll ever make. That’s why it’s important to work with a mortgage agent who can offer strategies for you to save money throughout the life of your mortgage....
by Karen Wotherspoon | Nov 15, 2024 | Blog, Homeownership, Mortgage
If you’re self-employed, chances are, you’ve found that securing a mortgage can be more complex than it is for salaried individuals. Lenders often scrutinize your income more rigorously, which can prove challenging. This is another great example where a mortgage agent...
by Karen Wotherspoon | Oct 18, 2024 | Blog, Mortgage
We’re welcoming news of many important mortgage changes coming into effect in the next few months. The latest announcement by the federal government will see mortgage changes rolled out aimed at addressing the housing shortage by supporting the construction of...
by Karen Wotherspoon | Oct 4, 2024 | Blog, Mortgage
Homeowners who switch lenders when your mortgage term is up for renewal will no longer be subject to stress-test rules – which add a 2% rate surcharge when qualifying your mortgage – as of November 21st, 2024. This change provides added flexibility so your mortgage...
