by Karen Wotherspoon | Jul 2, 2021 | Blog, Homeownership, Mortgage
If you’ve missed mortgage payments or you’re anticipating difficulties moving forward, you should always deal with this as early as possible. Periods of financial difficulty are not uncommon and there are several options available to avoid an ultimate foreclosure. ...
by Karen Wotherspoon | Jun 18, 2021 | Blog, Economy, Homeownership, Mortgage
As a homeowner, refinancing your mortgage allows you to capitalize on lower interest rates, access your home’s equity, consolidate debt or even reduce your monthly payments. In simple terms, a mortgage refinance involves breaking your current loan agreement...
by Karen Wotherspoon | Jun 4, 2021 | Blog, Homeownership, Mortgage
If you’re applying for a new credit card or even a job, taking out a loan or buying a new vehicle or home, a credit check will most likely be conducted to determine your creditworthiness. This helps determine if you’re dependable and able to pay back money you borrow....
by Karen Wotherspoon | May 21, 2021 | Blog, Economy, Finance, Homeownership
In today’s unconventional housing market, where inventory is low, coMortgage Preapproval doesn’t Guarantee Final Approvalmore important. In the face of multiple offers and fast-paced decisions, having a preapproval in hand provides better leverage with sellers,...
by Karen Wotherspoon | Apr 16, 2021 | Blog, Finance, Homeownership
Canadians are living longer and changing our society in significant ways. Expected to grow by 68% in the next 15 years, this surging demographic is heavily influenced by aging baby boomers, advances in modern medicine, healthier lifestyles, and an increased resilience...
by Karen Wotherspoon | Mar 19, 2021 | Blog, Economy, Guest Post, Homeownership
An entire year has passed since the World Health Organization declared COVID-19 a global pandemic – and what a year it has been! Faced with uncertainty and unchartered territory, we obeyed public health officials, donned our masks, social distanced, hunkered down and...
