by Karen Wotherspoon | Feb 2, 2024 | Announcements, Homeownership, Mortgage
Owning a home is a major milestone for many Canadians, but the financial hurdle of coming up with a sufficient down payment can be a significant barrier. To address this, some aspiring homeowners turn to the concept of a gifted down payment – a strategy that can make...
by Karen Wotherspoon | Dec 17, 2023 | Blog, Finance, Homeownership
Whether you’re becoming a homeowner for the first time or purchasing another property, this is an exciting time. But it also requires some work on your end in order to ensure the mortgage process runs as smoothly as possible. While it may appear as though you have to...
by Karen Wotherspoon | Oct 7, 2023 | Blog, Homeownership
When buying a home, there’s much more to consider above and beyond your mortgage costs while taking overall affordability into account. Be sure to include closing costs in your budget because, in most cases, they can’t be rolled into your mortgage payments. ‘Closing...
by Karen Wotherspoon | Sep 15, 2023 | Blog, Homeownership
Owning a home comes with a fair share of responsibilities, including maintenance and repairs. And, while some items on your to-do list can be tackled with a little DIY spirit, others are best left to the professionals. There are so many specialty renovation shows...
by Karen Wotherspoon | Aug 18, 2023 | Blog, Homeownership, Mortgage
With all of the rate increases over the past year – following several years of historically low rates – many mortgage borrowers are concerned about increased mortgage payments, regardless of whether they’re currently in a fixed-rate or variable-rate mortgage. In many...
by Karen Wotherspoon | Jul 7, 2023 | Blog, Homeownership, Mortgage
Looking to buy your first home? Saving up for your down payment can seem virtually impossible unless you have a plan in place. Fortunately, there are more savings options available today than ever before. There are three main savings accounts you can use to your...
