by Karen Wotherspoon | Jun 14, 2019 | Finance, Homeownership, Mortgage
Realizing your dream of homeownership is an exciting journey, but finalizing the mortgage process can be a bit cumbersome, particularly when it comes to the trail of seemingly endless documents you’re required to submit. The extensive paperwork throughout the...
by Karen Wotherspoon | Jun 7, 2019 | Economy, Finance, Mortgage
There are numerous costs associated with buying a home. While the most common expenses that come to mind include down payment, moving and real estate commissions, there are also additional fees you must pay when the deal closes, known as closing costs. The term...
by Karen Wotherspoon | May 25, 2019 | Blog, Economy, Finance, Mortgage
Every six weeks, the Bank of Canada (BoC) meets to decide which direction, if any, interest rates should take. The state of the economy, inflation, household debt and commodity prices are just some of the factors that play a role in this decision. In order to...
by Karen Wotherspoon | May 17, 2019 | Blog, Finance, Homeownership
Establishing and maintaining a strong credit score is vital when you’re looking to buy a home or renew/refinance your current mortgage. If you haven’t already done so, it’s important to start building your credit history, which is used by lenders to asses your...
by Karen Wotherspoon | May 10, 2019 | Blog, Finance, Homeownership, Mortgage
You’ve moved to Canada and settled into your new surroundings. Now you’re considering buying a home and establishing roots. But where do you start? Working with a mortgage agent is your first step, as we understand the ins and outs of New to Canada mortgage...
by Karen Wotherspoon | May 3, 2019 | Blog, Economy, Finance, Mortgage
If you’re in the market to buy a home, chances are you’ve already done some preliminary research and discovered there are many different types of lender options – each offering their own unique perks. Historically, securing a mortgage in Canada meant borrowing...
