by Karen Wotherspoon | Sep 27, 2019 | Blog, Economy, Homeownership
Did you know that several lenders today are exclusively offering collateral charge mortgages? This means it’s more important than ever to understand the differences between a collateral and a standard charge mortgage before signing your mortgage commitment. The...
by Karen Wotherspoon | Sep 20, 2019 | Blog, Economy, Finance, Homeownership, Mortgage
More Canadians than ever before have become familiar with private mortgage options after feeling the effects of the stringent stress test mortgage qualification rules introduced in January 2018. While private mortgages have been around for many years, they were...
by Karen Wotherspoon | Sep 13, 2019 | Blog, Economy, Finance, Homeownership
You Can Finance Your Home & Cover Reno Costs Together You Can Finance Your Home & Cover Reno Costs Together Buying a move-in ready home isn’t for everyone. In fact, many people fall in love with a house because of, not in spite of, its need for...
by Karen Wotherspoon | Sep 6, 2019 | Blog, Finance, Homeownership
Are you thinking of doing some home improvements and wondering how to pay for them? As a homeowner, you’ll be glad to know that your mortgage agent can help you access funds through the equity in your home. With house prices on the rise, more and more people...
by Karen Wotherspoon | Aug 23, 2019 | Blog, Homeownership, Mortgage
We live in a very public forum these days. There truly is no such thing as enjoying a private life if you’re on social media. What you post on your social media accounts – Facebook, Instagram, Twitter, etc – can cast you in a negative light if certain details about...
by Karen Wotherspoon | Aug 16, 2019 | Blog, Economy, Homeownership, Mortgage
Prior to securing your first mortgage, you considered a number of different factors such as the rate, term, amortization period and other important features. So, before your mortgage reaches its maturity date (in five years or however long it has been set), it’s...
