by Karen Wotherspoon | Sep 19, 2025 | Blog, Homeownership
When most people think about mortgages, the first thing that comes to mind is the interest rate. And while rates are important, they’re only one piece of the puzzle. What many homebuyers don’t realize is that lenders don’t look at every property or market in the same...
by Karen Wotherspoon | Sep 7, 2025 | Blog, Mortgage
Being your own boss definitely comes with benefits, including flexibility, independence and the ability to build something on your own terms. But when you’re buying a home, self-employment can make securing a mortgage more challenging. Traditional lenders often rely...
by Karen Wotherspoon | Aug 22, 2025 | Blog, Mortgage
When your mortgage term comes to an end, you’ll face an important decision: Should you renew with your current lender or switch to a new one? While it may seem like a straightforward process, this choice can have a significant impact on your financial future, so it’s...
by Karen Wotherspoon | Aug 1, 2025 | Blog, Mortgage
If you’re a homeowner, you may have more financial flexibility than you realize – especially when it comes to supporting your children. Whether they’re ready to buy their first home or heading off to college or university, the equity in your home could play a key role...
by Karen Wotherspoon | Jul 18, 2025 | Blog
If you’re thinking about buying a home, renewing your mortgage or just trying to make sense of where the market is headed, you’re not alone. Every year, Mortgage Professionals Canada releases a report that takes the pulse of Canadians – how we’re feeling about...
by Karen Wotherspoon | Jul 4, 2025 | Blog, Finance
When most people think about accessing their home equity, it’s usually during times of financial stress such as unexpected expenses, job loss or the need for major home repairs. But your equity isn’t just a safety net. It’s also a powerful tool for growth. In other...