by Karen Wotherspoon | Mar 1, 2024 | Blog, Mortgage
For many homeowners, securing a mortgage is a significant financial milestone. But, it’s just as important to regularly review and optimize that mortgage. This is where your mortgage agent becomes even more invaluable – proactively looking out for your best interests...
by Karen Wotherspoon | Feb 17, 2024 | Blog, Homeownership
Are you thinking of giving your home a makeover this year? Using your home equity may be the most economical financing solution to get the kitchen of your dreams or a spa bathroom retreat. And your mortgage agent can help guide you through this process. Home equity is...
by Karen Wotherspoon | Feb 2, 2024 | Announcements, Homeownership, Mortgage
Owning a home is a major milestone for many Canadians, but the financial hurdle of coming up with a sufficient down payment can be a significant barrier. To address this, some aspiring homeowners turn to the concept of a gifted down payment – a strategy that can make...
by Karen Wotherspoon | Jan 19, 2024 | Blog, Economy, Finance
Becoming a first-time homebuyer is an exciting yet sometimes daunting experience, especially when navigating the complex world of mortgages on your own. Many first-time homebuyers find themselves overwhelmed by the pure volume of options available. Fortunately, your...
by Karen Wotherspoon | Jan 5, 2024 | Blog, Economy
For many Canadians, 2023 was a tough year thanks to high inflation and interest rates, and we’re ready to put it far behind us with the hope of a brighter year ahead. The good news is that economists are suggesting borrowing costs may have already peaked. After three...
by Karen Wotherspoon | Dec 17, 2023 | Blog, Finance, Homeownership
Whether you’re becoming a homeowner for the first time or purchasing another property, this is an exciting time. But it also requires some work on your end in order to ensure the mortgage process runs as smoothly as possible. While it may appear as though you have to...
by Karen Wotherspoon | Dec 1, 2023 | Blog, Finance
In the spirit of the holidays, it’s easy to get caught up with the excitement of festive decorations, gift-giving, entertaining and gatherings with loved ones. But it’s important to stay on budget so you start 2024 off without financial regrets. Following are some...
by Karen Wotherspoon | Nov 17, 2023 | Blog, Guest Post
Your financial well-being is at the core of our mission as mortgage agents and brokers. And Financial Literacy Month is a great opportunity for you toNovember is Financial Literacy Month!get empowered and ensure you always make informed decisions regarding your...
by Karen Wotherspoon | Nov 3, 2023 | Blog, Finance
There are numerous ways that you may be able to benefit from accessing some the equity built up in your home through a mortgage refinance, including helping cover the costs of the upcoming holiday season’s gift buying, decorating and entertaining. If your mortgage is...
by Karen Wotherspoon | Oct 20, 2023 | Blog, Economy
Results from a new Bank of Canada (BoC) survey show that Canadian consumers believe inflation is higher than it actually is, and they expect it to remain high despite data showing that it’s actually on the way down. The BoC released the results of its survey of...
