Karen Wotherspoon
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Positive Interest Rate News!

Positive Interest Rate News!

by Karen Wotherspoon | Sep 6, 2024 | Announcements, Blog, Economy, Mortgage

We’re finally getting some great news on the inflation – and, consequently, the interest rate – front! Canada’s inflation rate continued its downward trajectory in July, with the headline Consumer Price Index (CPI) slowing to 2.5%, according to Statistics Canada. This...
Should You Pay Your Property Taxes with Your Mortgage?

Should You Pay Your Property Taxes with Your Mortgage?

by Karen Wotherspoon | Aug 16, 2024 | Blog, Mortgage

If you’re a first-time homebuyer, chances are, your lender will require you to pay property taxes as part of your mortgage payments. Still, many people continue to pay them like this throughout their time as mortgage holders. Once you’re no longer required to pay...
What’s My Best Option for Consolidating Debt?

What’s My Best Option for Consolidating Debt?

by Karen Wotherspoon | Aug 2, 2024 | Blog, Finance

Many mortgage borrowers are weighing their options when it comes to debt consolidation to help ease monthly financial obligations, which can empower you to both save money and improve your cashflow in one move. Accessing home equity is a popular and cost-effective way...
10 Tips for Saving Your Down Payment on a Home

10 Tips for Saving Your Down Payment on a Home

by Karen Wotherspoon | Jul 19, 2024 | Blog, Finance, Homeownership

Saving for a down payment on a home can be challenging but, with careful planning and discipline, this important milestone will become much more easily achievable. Following are 10 helpful tips to get you started on your homeownership journey as soon as possible. 1....
Have You Thought About Buying a Place for Your Post-Secondary Children?

Have You Thought About Buying a Place for Your Post-Secondary Children?

by Karen Wotherspoon | Jul 5, 2024 | Blog, Homeownership

College and university residence spaces and local rental opportunities are tight in many areas with concentrated amounts of student population. That’s why it may be a great idea to consider buying a home for your child and their friends/roommates to live in while...
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