Karen Wotherspoon
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Buying a Townhouse – Is Freehold or Condo Better for You?

Buying a Townhouse – Is Freehold or Condo Better for You?

by Karen Wotherspoon | Feb 28, 2020 | Blog

It’s no secret that homebuying in Canada has become increasingly challenging, particularly for first-time homebuyers. House prices have outpaced income, and those who have had their heart set on a single-family, detached home, are often discovering it isn’t...
Make Sure You’re Getting Sound Mortgage Advice

Make Sure You’re Getting Sound Mortgage Advice

by Karen Wotherspoon | Feb 21, 2020 | Blog, Homeownership, Mortgage

Mortgages can be complicated. That’s why it’s extremely important to seek expert advice you know you can count on. Buying a home is a significant life stage and it’s easy to get caught up in the excitement – you visualize your family growing up in the house,...
What’s a Vendor Take-Back Mortgage?

What’s a Vendor Take-Back Mortgage?

by Karen Wotherspoon | Feb 14, 2020 | Blog, Finance, Homeownership, Mortgage

If you’re in the market to buy a home, you know the process isn’t always easy. In recent years, mortgage insurance and qualification changes – implemented by the federal government – have made it increasingly difficult to buy a home for many Canadians, particularly...
The Benefits of Making a Conditional Offer

The Benefits of Making a Conditional Offer

by Karen Wotherspoon | Feb 7, 2020 | Blog, Economy, Finance, Homeownership, Mortgage

You’ve found the home of your dreams and you’re ready to present your offer to the seller. You know the dollar amount you want to include and you’re hoping it gets accepted but, before you start embracing your new community and dreaming of backyard BBQs, you’ll want...

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